What Does Cord Banking Cost?

Pricing and The Fine Print

  • How much does it cost to save my newborns stem cells?

    Click here to view CBR’s pricing options for saving your newborn’s cord blood and/or cord tissue stem cells.

  • Are payment plans available?


    The first-year fee for newborn stem cell banking is similar to common household purchases, such as a vacation or a new TV. After the initial collection and processing, the annual storage fee works out to be about $11/month.

    Compared to the other ways you already protect your family, such as home or auto insurance, saving your baby’s cord blood could offer the most valuable protection of all. Because if you ever need it, the lifesaving potential of cord blood stem cells is priceless.

    CBR offers several options to help make cord blood banking affordable for every family:

    • Monthly payment plans, including $47 per month for 48 months for cord blood banking
    • The CBR Gift Registry to which family and friends can contribute
    • Prepay and save

    CBR also offers a Newborn Possibilities Program, which provides cord blood and cord tissue collection, processing, and five years of storage at no cost to families with a medical need.

    Learn more about the value of cord blood and tissue banking and your payment options for saving this potentially lifesaving resource.

  • Is there special pricing for multiple births?

    CBR has special pricing available in the event of multiple births (twins, triplets, etc.). Click here and select the number of children you're expecting to view our multiple births pricing.

  • Is cord blood banking an eligible expense through my FSA/HSA?

    Today, family banking is not an FSA or HSA eligible expense. In order for cord blood banking — or any service or product that falls under the category of “Ineligible Expense” per IRS sec 213 (d)(1) — to qualify under a plan or program, a health care professional must provide evidence of medical necessity with the infant or other family member covered under the HSA/FSA for the cost of harvesting and storing cord blood to be an eligible medical expense.

  • Will I be charged a fee by my healthcare provider for my collection?

    Similar to services like circumcision, your provider may charge a fee to collect your newborn’s stem cells. Please check with your insurance carrier to see if they cover this fee.

  • Who owns my babys banked newborn stem cells?

    Your baby’s banked stem cells belong to your baby. As your baby’s legal guardian, you act on your baby’s behalf in deciding what to do with the stem cells until the child turns 18 years old. After the child is 18 years old, only he or she can decide what to do with the cells. If you terminate the storage contract with CBR before the child turns 18, you are deciding that it is your child’s best interests to not save these stem cells anymore. In such case, CBR will own the sample. If you terminate the storage contract after the child turns 18, we will attempt to contact the child for instruction on whether to terminate the account.

  • Have there been any recent increases to annual storage rates?

    For the first time in the company’s 25-year history, CBR has raised the annual stem cell storage rate for some of its existing family customers. CBR determined that this approximately $25 annual increase was necessary at this time to ensure our ability to continue investing in research and important support services, including maintaining genetic counselors on staff to educate on stem cell preservation options and utility. The increase does not apply to families who opted for a pre-paid storage package, and our annual storage rates remain competitive with other national family banks.

    Scientific understanding of potential uses for stem cells is rapidly evolving, particularly in the area of regenerative medicine. Parents who opt to preserve newborn stem cells through CBR recognize the promise of these advances in stem cell science to potentially offer future benefits to the health and well-being of their families. CBR invests in education on both family banking and public donation options so that expectant parents can make an informed decision about the best choice for their family.

  • What is the cost of saving my babys cord tissue?

    Click here to learn about pricing.